The Future of Bank and FinTech Relationships

The way that these relationships are being structured is shifting a little bit. The banks are increasingly asking what are you going to do to make my life easier and I've literally gotten that question from multiple banks. Because the banks are playing more of a hands-on role the ability for new FinTech programs to get up and off the ground will be challenged. And finally, one trend that has arisen following the failure of SVB and Silvergate and Signature Bank was a real focus from commercial bank customers in particular on how they're managing their cash.