4min chapter

Sounds Like A Cult cover image

The Cult of Dave Ramsey

Sounds Like A Cult

CHAPTER

Reevaluating Baby Steps: A Financial Critique

This chapter critically examines the outdated Baby Steps financial principles from 1992, discussing their disconnect from contemporary economic realities and the emotional impact of shame-based motivational techniques. It addresses the restrictive nature of these teachings on budgeting and financial freedom, highlighting their inadequacies in today's diverse financial landscape.

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