Summer Spending Smarts: Budgeting for Fun

This chapter examines the tendency for impulsive spending during the summer and its effects on financial responsibility. It highlights the use of budgeting tools like the EveryDollar app to create lasting memories without falling into debt.

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Ken Coleman and Rachel Cruze answer your questions and discuss:

"I'm $60,000 in debt, I just lost my job and I have no savings. How do I get out of this mess?"
"I blew through a $120,000 settlement and now I don't have anything in savings or retirement..."
"Does giving up my hobbies for my kids teach them the wrong message about chasing your dreams?"
"We don't know who to trust when it comes to knowing how much we can pull from our retirement accounts."
"I keep blowing through several line items in our budget and now my husband is frustrated with me."
"I want to sell our home but my wife doesn't. How can we come to an agreement on this?"
"Is it okay for my husband to become a stay-at-home dad?"
"I am $21,000 in debt and am struggling, I can't figure out how to budget."
"Should I sell my purse collection to get out of debt?"
"Should I short sale my home?"