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What VCs and Founders Get Wrong About the Credit Business

Rebank: Fintech Analysis

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FICO Score - Is FICO a Securitization Tool?

Blumory: Most people think of FICO as an underwriting tool, but it's actually not a very effective one on its own. He says the key is to understand your customers' context and how they behave in different situations. Blumory: I can see how FICO performed in every single financial crisis leading up to this day and age that allows me to more effectively understand consumer and financial distress.

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