How Much Would You Earn on a $10,000 Deposit?

In a 3 month period of time, do you understand what's happening here? You would probably only earn $75 in interest on a $10,000 deposit. So it's all based on an A-P-Y and the actual interest rate that you earn is also based on the amount of time that it is in that investment. Alliant Credit Union started to offer last Sunday their 3 and 6 month certificates. The 3 month certificate offers a dividend yield of 4.75% and an APY of 4.85%.

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