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Am I Failing at Early Retirement?

Two Sides of FI

CHAPTER

The Benefits of Barista Fire

If you earned $10,000 a year at a part time job, which is perfectly reasonable to assume, right? You could replace $250,000 of a retirement portfolio at a 4% withdrawal rate. So if that model works for you, it's super cool. Definitely not judging that idea. It's just not something that was appealing to me. And there's all kinds of hybrid models here, right? Yeah, you could set up a barista model for the first four years or five years and set some hard limits on it. And maybe that's enough to get you to a certain place.

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