139: The Easiest Way To Lower Your Tax Bill - Direct Indexing with Public
Rich Habits Podcast
Q&A: Should I Pay Off Student Loans or Invest?
Austin and Robert answer Alex’s question, advising minimum loan payments, invest-first strategy, and cutting an oversized car payment.
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Stephen Sikes, the COO of Public to discuss their newest product launch -- direct indexing!
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💰 Start building a nest-egg for your financial future using Public! The easiest way to start investing toward long-term wealth building is on Public.com -- get started today at https://public.com/richhabits
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⚙️ Automate your entire financial workflow, from investing to saving, with Sequence. Visit https://go.getsequence.io/richhabitspodcast to get started today!
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🚀 Join 700+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!
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👤 Explore everything Austin does – click here
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❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram
📬 Inquire about working together – christian@witz.vc
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Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 10/12/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.
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