Is It an Individual Idea That Drives Certain People to Take Risks?

I like the idea that it is an individual calling that drives certain people to take risks. That is a positive feedback loop and that comes back to society in economic growth, or in new products, or whatever. But I think we're always in dodgy ground, though, when we're going down the Viberian Protestant work ethic. It's interesting of Europe, so Northern Italy, Southern Germany, large parts of France, the Industrial France,. what you see is these kind of sectarian differences of now kind of, I think, have really dissipated in secular society.