What Are the Pluses and the Minuses of Student Debt?

70, about 75 % of the cumulative student debt in the united states is held by women. I did not know that that a disproportionate number of those omen are black. The other major negative just has been other just the crap you have to put up with from people on various hobby horses who disagree with you. And so they send to you ad hominum emales and just resort to insults because you you disagree with them. It's actually been very encouraging to realize how many smart, knowledgeable people there are out there. In the world, living full lives, doing very interesting things. But they also have an interest in intellectual matters too.