The Future of CBDC

The tokenized deposit I meant which you prefer to call commercial bank money will trigger the outcome. So that's where you are when you when you spoke about ultimate outcome is get to that efficiency up. But what are the if commercial bank tokenized deposit do succeed in delivering that outcome? Do you think there will be still a existence of a CBDC? Yeah. And for what for? Well, I mean there are many arguments one is is it will have a retail representation or not because at the end of the day I think wholesale CBDC is should be taken for granted.