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13min chapter
Ask HTM - The Key Personal Finance Metric, Negotiating A Lower Car Loan Rate, & WTD When Your Cheese Is Moved #805
How to Money
Maximizing Your Savings Rate for Financial Independence
The chapter explores the importance of calculating and maximizing personal savings rate, focusing on the inclusion of employer contributions in 401k and HSA accounts. The hosts advocate for starting with a higher savings rate of 15% to accelerate progress towards financial goals, leveraging the power of compounding returns. They discuss the risks of relying heavily on employer matches and emphasize the need for personal discipline in maintaining a consistent savings rate independent of external factors.
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Discover
highlights
Listen to the best highlights from the podcasts you love and dive into the full episode