Episode 496: Leaders and Leadership
Breaking Banks
The Underwriting Box and the Pricing Strategy
The underwriting is always, I would describe it as being owned by the banker credit union. And we have a sophisticated risk model, but that risk model is making a prediction likelihood of repayment, likely of default, timing of default. How that prediction turns into an offer of credit and a price of credit is entirely at the discretion of our lending partners.
00:00
Transcript
Play full episode
Remember Everything You Learn from Podcasts
Save insights instantly, chat with episodes, and build lasting knowledge - all powered by AI.
