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Which Is Better for Retirement: Pre-Tax or After-Tax Contributions?

Ramsey Everyday Millionaires

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Understanding Pre-Tax vs. After-Tax Contributions for Retirement

This chapter explores the key differences between pre-tax and after-tax contributions for retirement accounts, focusing on their tax implications. The discussion highlights the advantages of Roth accounts, including tax-free withdrawals and avoidance of required minimum distributions, encouraging smarter retirement planning.

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