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Fintech Takes: Credit Scores, Cash Flow, and the Coming Trust Collapse

Fintech Takes

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Navigating Credit Data in a Digital Era

This chapter delves into the evolution of credit data analysis post-financial crisis, emphasizing the risks of relying solely on traditional credit metrics in today's digital lending landscape. It also examines the impact of technology, consumer behavior, and the complexities faced by lenders in real-time decision-making, particularly with emerging financial products.

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