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Roth IRA vs Roth 401(k) - Which is Better?

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The Advantages and Disadvantages of Roth IRAs

With a Roth 401k, there are no income limits. So you can make a million dollars a year and still max out your 22,500 or Roth 401k without income limits. For some people, you may not be able to do Roth IRA because you're pre-cluded from doing back doors. You get that extra flexibility, the break glass opportunity, it is definitely a valuable resource if you are in that type of situation.

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