You should at the bare minimum be investing for retirement while paying down student loans. The one exception is if no penny that can be pulled from your budget to get rerouted to investing because even the bare essentials, everything is spoken for including debt payments. I always like to draw upon the mental emotional angle of having debt. For a lot of people this is a keeps them up at night situation. If you legitimately can not sleep at night or it really is a source of stress for you, hey it off.

Get the Snipd
podcast app

Unlock the knowledge in podcasts with the podcast player of the future.
App store bannerPlay store banner

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode

Save any
moment

Hear something you like? Tap your headphones to save it with AI-generated key takeaways

Share
& Export

Send highlights to Twitter, WhatsApp or export them to Notion, Readwise & more

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode