What Are Insurance Midterm Rentals (iMTR)?

Insurance midterm rentals (iMTR) are one of the most profitable and purpose-driven niches in real estate investing. In this episode of Landlord Diaries, we sit down with Jason and Jaclyn McClure, co-founders of Vetted Homes, to uncover how they've built a thriving business around housing displaced families through insurance-paid monthly rentals.

You’ll learn why iMTR falls within Furnished Finder’s fastest-growing tenant type (185% YoY growth), how to analyze a potential iMTR property, how to price correctly, work with insurance companies, and the truth about tenant screening. We also cover why rental arbitrage can be a powerful tool for testing new markets and what actually makes an ideal iMTR home.

Whether you’re a real estate investor looking for consistent cash flow, a new landlord, or exploring rental arbitrage, this episode will show you why iMTR might be your most rewarding strategy yet.

🎯 Highlights:

• iMTR 101: What it is and why it's booming
• Real-life success stories and heartfelt impact
• Key differences between iMTR, STR, and LTR
• What insurance companies look for in a rental
• The iMTR booking process and lease structure

List Your Property Now on Furnished Finder:

https://www.furnishedfinder.com/list-your-property

(Use code LLD10 for $10 off new listings)

Timestamps:

0:00 Welcome to The Landlord Diaries: Meet Kelly, Katie, and the iMTR Experts
3:00 iMTR Explained: What Are Insurance Midterm Rentals?
3:55 Inside Jason & Jackie’s Nationwide iMTR Portfolio
5:20 How Rental Arbitrage Helps You Test Properties and Build Fast
10:05 The iMTR “Aha Moment” That Changed Their Real Estate Strategy Forever
14:30 Finding iMTR Hotspots: Which Markets Work Best?
17:10 Does Age of the Property or Neighborhood Affect Bookings?
19:15 The Ideal iMTR Property: What Insurance Families Actually Need
21:50 How to Price an iMTR: Real Strategies for Maximum Returns
24:15 Booking an Insurance Stay: Working with Adjusters, Agencies, and Lease Matchers
28:15 How Leases Work with Relocation Companies and Insurance Agencies
30:30 Should You Screen iMTR Tenants? The Pros and Cons
38:00 Why iMTR Can Be the Most Meaningful Investment You’ll Make
41:00 Rapid Fire: Lessons Learned, Top Furnishings, and Using AI in iMTR
49:00 Learn More About Vetted Homes and How to Get Involved

Trending Midterm Rental Resources:

https://www.furnishedfinder.com/Resources/PMResources

Guest’s Listings on Furnished Finder:

https://www.furnishedfinder.com/members/profile?u=Jaclyn.McClure

The Landlord Diaries is brought to you by Furnished Finder, where you can list your property for one low price and pay zero booking fees.