If the government wants to build a house and needs to borrow money from outside investors, they will have to cough up an interest rate of six point nine % or higher. Pretty crazy, right? Well let's be clear, this does come with a few caviats. You could get yourself a home loan with a fixed interest rate, but then it's likely going to cost a lot more than just six point seven%. The government, however, has to worry about no such thing. If they are borrowing at 6 point nine %, they will only have to pay this much, and not a penny more.