Payment Eco System: Is It the Most Outdated Right Now?

Some of the payment inco system has been around for a long time, maybe even at the point sho and i were born or something. Most out dated is the automate clearing house that allows me to like, pay a bill. At this point it doesn't really make sense that we're printing checks or have to deposit checks. So those are probably the two areas that i think over time you will see this begin to speed up.

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