The 4% Rule and Its Limitations in Retirement Planning

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Episode 2532:

Kiersten Saunders of RichandRegular.com shares a thoughtful critique of the 4% rule, a cornerstone of the FIRE movement's retirement strategy. She emphasizes diversifying income through real estate and other ventures, highlighting the importance of flexibility and control over one's financial destiny beyond traditional investment methods.

Read along with the original article(s) here: https://richandregular.com/the-4-rule-and-why-were-not-relying-on-it/

Quotes to ponder:

"The gifts we give don’t matter as much as the time we spend."

Episode references:

The Problem with the 4% Rule (and Why You Could Retire Even Sooner): https://www.madfientist.com/discretionary-withdrawal-strategy/

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