The Teacher Takes a Journey for Me

The family always felt pretty clear to me, just because i could see each person's perspective so clearly. The teacher took a journey for me, you now, how do use the best? I need her family's business to go to hell exactly at the moment that she gets into college and actually go to hell. So it is also creating, like, how do you build real stakes in a story that doesn't have a villain or normal drama machinations going on?