The Hard Road Leads to Freedom
The Ramsey Show
Growing a Business Without Debt
Rachel Cruze and Jade Warshaw advise a contractor to expand at the speed of cash by building reserves instead of taking a large credit line.
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and Rachel Cruze answer your questions and discuss:
- “Am I doing my son a disservice by adding him as an authorized user to my credit card?”
- “My step-siblings are trying to cut me out of my dad's will. Should I fight this?”
- “I feel stuck in a relationship because I can't find a job and filed for bankruptcy. How do I get my money back on track?”
- “Is using debt to expand a business worth the risk?”
- “At what point does it make financial sense to give up a 3% mortgage rate to move?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget today. Download the EveryDollar app!
🧠 Replace guesswork with a plan at Master Series
🏢 Join the Crusade! Apply Now!
🚢 Cruise With Dave Ramsey and 2,500 Ramsey People
❤️🩹 Get trusted insurance coverage that fits your budget
Connect With Our Sponsors:
- Go to Angel to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Don’t try to figure out Medicare alone. Go to Chapter to connect with an advisor!
- Save 10% (up to $250) at Christian Brothers Automotive with your exclusive Ramsey discount.
- Receive 50% credit towards your first month with Christian Healthcare Ministries. Use code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Save up to 50% on health insurance. Talk to a Health Trust Financial advisor today.
- Visit Helix Sleep for special offers!
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Sign up for your free trial at Shopify.
- Make navigating healthcare easier. Go to Solace Health to see if you qualify.
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
- Try ZipRecruiter for free today.
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💰 George Kamel
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
The AI-powered Podcast Player
