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Is There a Differential Risk Pricing?
If i, as a lender, think that you're not going to be able to pay back the loan i don't give you the loan. That's literally what happened during the two thousand a real estate bubble. People gave mortgages to people who could not exactly pay them. But education is a very dangerous thing, because we put so much society credit and external signalling to it. And they'll take out a loan on a car, on a house, on a but the problem is on alonn on education.