Maximizing Credit Card Rewards and Avoiding Fraud

This time Tim was on vacation, but the rest of the Frequent Miler crew got together on YouTube for another Ask Us Anything, Live. (On the first Wednesday of every month, we host a live YouTube to answer your points and miles questions in real time!)

(00:30) - How did TeamLabs "Borderless" compare with "Planets"?

Read more about our TeamLabs experience here.

(04:57) - ​​What are your thoughts on new U.S. bank smartly credit card?

(07:08) - Hi team! If I downgrade my Ritz card to get the Amex Brilliant sign up bonus, then upgrade again to the Ritz card, will that affect my Ritz 85k certificate? Anything to be careful of so I don’t lose the 85k Ritz certificate?

(08:56) - ​​What is one place (non-US) destination that has a bad reputation for tourists and doesn't deserve it or alternatively is very overrated?

(16:45) - Hi Greg, I was 0 for 3 on my CC applications for Barclays Hawaiian Airlines Personal, Barclays Hawaiian Airlines Biz, and Bank of America Sonesta. Did you have better luck with your CC applications?

(18:16) - ​​Any suggestions on how to improve odds on getting targeted for useful Amex? offers?

(20:28) - I want to stay at Hilton Tokyo Bay for Fam of 5 - Disneyland and Disney Sea…. what card should I get first? Are there specific rules to follow like Marriott?

(26:04) - ​​I have big spend coming up, capacity for ~20k in spend, but I can’t get business cards. Any recommendations on sign up bonuses/big spend bonuses?

Read more about who can apply for business cards here.

(27:57) - Have you ever had issues with gift card fraud? How would you deal with it?

(31:13) - What parts of Japan besides Kyoto and Tokyo do you enjoy

(33:07) - How much of a transfer bonus from Amex to Hilton would you find to be on the same level as the normal 1:1 transfer from Chase to Hyatt?

(34:38) - I have United Silver, is booking basic economy on United and/or Star Alliance partners still going to give me the free checkin luggage?

(35:34) -What’s the best bet for a new card or downgrade to keep Amex points when cancelling a Gold? My husband has a Business Platinum and it's too hard to get all the benefits/offsets for a second one.

(39:16) - ​​What is the best use of Avios after all the short-haul devaluations?

(40:16) - ​​What is your favorite hotel ecosystem for long term commitment?

(42:42) - Nick, I got the surpass on July 31 and close to meeting spend. want to work towards the 15k spend for 2nd free night certificate but need to pause since I got approved US Bank Altitude Reserve. Will spend in 2025 before anniversary count?

(44:13) - ​​What's your best guess on how long the JetBlue status match offer will be active? I have JetBlue cash flights booked in October (domestic) and December (Mint to London). Trying to time it right.

(45:24) - ​​Can’t book JetBlue economy via Qatar? I tried using the article for finding mint via Qatar using ITAmatrix. I used “P” fare class for economy Got the calendar, but Qatar website doesn’t show the flights.

(47:44) - what's the best award booking using Lufthansa miles without the exuberant taxes and best way to find availability?

(49:43) - ​​Planning trip to Ghana or Kenya next June. Would like to use Flying Blue and Qatar to stop in Ams and Doh. Is it worth it to transfer points now hoping award prices come down closer to the trip?

(51:17) - Why don't you guys have a (paid) service for your subscribers to help make award bookings? I've been following for almost a couple of years. I know you teach us to do it on our own, but...

(54:36) - NICK and Greg shared an amazing video about finding award availability on Jetblue and booking via Avios. I believe They used Matrix.Ita. Is there a way to find united availability using same process

Watch the JetBlue Mint via Qatar how to video here.

(56:25) - ​​Should I go for the Hilton Surpass now for the 150k sign up bonus that I can find via incognito browser or wait for a better offer?