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Challenges of Homeowners Insurance in Hazardous Zones
This chapter explores the difficulties of obtaining homeowners insurance in California due to wildfires and the lack of coverage for risks like tsunamis, alongside vivid accounts of neighborhoods in Hawaii overtaken by lava flows. It discusses the aftermath of fires in Maui, the challenges of rebuilding after disasters, and the mismanagement of government funds and support in FEMA's response to natural disasters.