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Sanctions Guide
Fines have become just very expensive speeding tickets foror a lot of banks, cause they're not at all a deterrent. I think the hard part is most of the time, most of the mont sinior executives are pretty well insulated. In many instances, we see lower level people being prosecuted because they send stupid emales am which that conveys information,. But their boss is two levels above them and only hold conversations n in private rooms. And so there's just no evidence of actually wrong doing.