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EP #23 - Pedro Pinto Coelho: Personal Journey, CBDC's, Cross-Border Payments, International Banking

Africa Tech Talks

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Navigating Banking Innovations in Portugal

This chapter examines the hurdles faced by BNI Europa, a subsidiary of a mid-sized Angolan bank, as it operates in Portugal, highlighting the challenges in capturing deposits amidst regulatory limits. It discusses the strategic pivot towards partnerships with startups and the integration of diverse banking products to foster growth and meet fintech trends. The chapter also delves into the implications of emerging digital currencies on traditional banking structures and payment systems, emphasizing the need for innovation and consumer trust.

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