Navigating Child Trust Funds and ISAs

This chapter explores the management of a child's trust fund as they approach adulthood, detailing its transition to an ISA and the options available for transferring funds. It delves into the urgency of utilizing annual ISA allowances, potential government changes to ISAs, and the basics of pension contributions for children. The discussion highlights the importance of understanding pension calculations and national insurance contributions, addressing common concerns and guidance for listeners on handling financial challenges.