What Does a 50-Year Mortgage Mean for the Housing System?

From the 100-year mortgage threatening to turn homeownership into a lifetime of debt to a deep dive into Elon Musk's "Makers vs. Takers" philosophy and a debate on whether billionaire philanthropy is a scam...

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Episode Highlights:

⚔️ Elon Musk & The "Maker vs. Taker" Philosophy

🤔 Is Billionaire Philanthropy a Scam?

⛓️ The 100-Year Mortgage: Financial Trap or Freedom?

📖 "Who is John Galt?": Decoding Atlas Shrugged

🧦 Apple's $250 Phone Sock: An IQ Test?

🧠 Our Sci-Fi Future: A "Shared Consciousness"?

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Timestamps:

00:00 – Intro & Banter
02:40 – Zbiotics: The drink you drink before you drink
07:40 – TV Shows & The Great Re-bundling of Streaming
17:50 – The 50-Year Mortgage: Individual Gain vs. Systemic Risk
28:50 – How to Fix the U.S. Housing Supply Crisis
37:11 – The Case for a 100-Year, Interest-Only Loan
44:30 – Apple's $250 "Phone Sock": An IQ Test?
50:00 – Elon Musk's "Makers vs. Takers" Mindset
54:30 – Ayn Rand's "Atlas Shrugged" Explained
01:11:15 – Is Billionaire Philanthropy a Flawed System?
01:29:45 – Outro: Muay Thai & Life Alfalfa

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