Never Take a Cab in New York City

I remember and I probably have talked about this but years ago and never on a mini soon. When I was 22, just moved to New York City, got my first job there. It was not making much money. So we'd have to find someplace cheap that had like two or $3 beers and stuff. And then we would always take the train home at like four in the morning. Never took a cab. That is a luxury for the ultra wealthy. But it's very, very cold. The only money I had was the $20 bill.