After Tax Contributions - Irae After Tax Balance, Zero

The prorate rule and the aggregation rule don't work because of those two rules. The iris looks at all your iras as if it were a single ira. And then they look at how much tax basis you have. So in this example, seven thousand dollar contribution, you divide that into your total iras thits,. Just say, 400 thousand is probably only two % or so of your of your broth conversion would be taxd free. But i'm guessing there's still a large ira out there, which means that you you've the same problem year after year.