The Ultimate Traditional vs. Roth 401(k) Strategy
The Money with Katie Show
00:00
How to Retire With $3.7 Million
$3.7 million safe withdrawal rate is $148,000 so this individual could cover their expenses and then some they are ready for retirement. Hell yes but the tax brackets also shift upward with inflation as we've noted right it stands to reason that the government in 40 years will more or less tax a $122,000 withdrawal the way it taxes a $40,000 withdrawal today. Put another way it's almost impossible to invest enough money over your working life to be able to withdraw your way into a super high tax bracket in retirement without making a lot of money and being in a high tax bracket at all.
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