I would go back to the speculative asset bubble of comments from earlier because I've been thinking a lot about this last year people were trading everything. It seems like a lot of that was just what you said a speculative asset bubble and I'm very curious about what's going on. The consumer is still pretty strong. Strong bond how are they strong? Well yeah they're strong they're financing their lives right now on credit cards and by now pay later so that is a problem They're still buying but I think we may see that some of these darling business models. All of it will be more care right, no marketplaces are over as a business model those will still be solid business models but

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