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537. “Insurance Is Sexy.” Discuss.

Freakonomics Radio

CHAPTER

Navigating the Insurance Labyrinth

This chapter explores the complexities of the insurance market, focusing on selection bias and strategies to manage costs for consumers. It discusses motivations behind selling insurance, the role of government in provision and regulation, and critiques social insurance programs' effectiveness. Finally, it highlights the paradox of underinsurance in America and considers innovative concepts for expanding coverage.

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