How Changing Majors and Transfers Waste Credits

Hey there! This is part two of my special podcast series celebrating my new book, "The Truth About College," coming December 4th. Today, I'm taking you on what might be the most important detour we'll make in this entire series.

I want to talk to you about something most families completely miss when discussing college: lifestyle and money. Before your teenager even thinks about which school to attend, they need to understand what kind of life they actually want to live after graduation.

I'm going to challenge you to ask your teen some tough questions. When they travel, do they want to stay at a $270-a-night hotel or a $5,000-a-night suite? Economy class for $100 or business class for $1,000? These aren't just hypothetical questions – they reveal the income level your teen will need to support their desired lifestyle.

Here's the problem: most people choose a career first, then build their lifestyle around whatever income that career provides. That's completely backwards! You should figure out your desired lifestyle costs first, then choose a career that can fund it. Just ask the 300,000 teachers who quit last year – many citing compensation as the primary reason.

I'll also dive deep into something no one talks to teens about: taxes. That $80,000 salary your teen is excited about? They'll actually net around $56,000. Everything costs more than they think because of taxes, fees, and the real cost of living.

Then we get into the nitty-gritty of college costs. Spoiler alert: it's not just tuition. When you factor in inflation, the reality that most students take six years to graduate (not four), and all the hidden costs, we're talking about potentially $600,000 less in retirement savings for students who don't graduate on time.

This episode is about making sure your teen makes informed decisions about their future – because the choices they make now will determine the lifestyle they can afford for the rest of their lives.

Ready to help your teen avoid the college trap and find their path to success?

Pre-Order The Truth About College Now for Exclusive Bonuses:  
https://thetayf.com/college/

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