We're not about telling you when things will fail or if they will fail. A just means it's less risky than B. With respect to your prior comment around like flagging users, flagging things to users, today can go on exponential. If I enter any wallet, we have this feature called rate my wallet and it tells you what's ABCD in your wallet. And so we've got experience across a wide variety of potential risks. So I'll let Driss and Medi get more under theirs.