2229: Why I Prefer a Spreadsheet to Track Expenses & Manage My Finances by Len Penzo
Optimal Finance Daily - Financial Independence and Money Advice
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7 Ways to Track Expenses and Manage Your Finances
If you don't want to spend money on a spreadsheet such as Microsoft Excel, try the free equivalent from OpenOffice. You can also take advantage of the free personal finance templates provided by Google Docs or Savvy Spreadsheets. Once you've effectively disciplined yourself to always spend less than you earn, tracking expenses becomes a viable alternative to budgeting.
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