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165 | Do You Need a Budget? | YNAB

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How Far Out Do You Build That?

Many people miss those larger expenses when they think about their month to month budget, because we value this. When you amortize that over a year, it's a couple hundred bucks a year. Most people when they start to follow rule two and look ahead to those larger bills,. They have fewer emergencies and they start to use the word emergency more accurately.

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