Buy Now, Pay Later

Payday lending and buy now, pay later companies are exploiting the public. The government has agreed to regulate these companies but they won't be regulated until next year. This means we've got another black friday where these companies will be unregulated. And our constituents are missing out. For right i guess we c cu cok horning is the bad drep, because i is the biggest. Is the biggest olvis or a good drep, depending how you see it.