The Importance of Saying No

Most banks and credit unions have an app that you can put on your smartphone to take care of your banking. It's a great thing to do when you're waiting, if you're sitting in the car waiting for a kid to come from practice or something. So again, banking app for your phone. Love them. All right, so let's talk about the main, you know, the topic of the week. How do we say no graciously? That question got me thinking about it and doing some research.