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50/30/20 budgeting is outdated! Try this. [TFC First Dibs 183]
The Financial Coconut Podcast
30% to Future Expenses
You should still invest an X amount depending on your financial goals. So consistently, you can think of it as an expense, but just not now, into the future. I'm bracketing all of them as future expenses because I feel this idea is more tangible. Oh, so I put this money aside so that in the future I can spend is a lot more tangible than investing savings.
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