Liz young is head of investment stragy at sofi and i'm excited to talk to you because i've been thinking about the old curve a lot. I think we need to see more sustained relaxation, relaxation in inflation. Right now, their hands are tied. They have to hike, and they have to hike into a period where markets are down andles. Yesi mean this, i do not envy the sad ye, nor do ortuation.

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