Exploring Credit Unions and Financial Health

This chapter explores the advantages of credit unions, focusing on Fairwinds as a customer-focused organization that emphasizes member satisfaction. The discussion also addresses a caller's financial dilemma regarding credit card debt after an engagement ring purchase, offering advice on smarter financial decisions.

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Dave Ramsey and John Delony answer your questions and discuss:

"How do I teach an 18-year-old to budget when they are surrounded by wealth?"
"I was the beneficiary of a life insurance payout. My family is now telling me I have to share"
"How do I pay off an engagement ring that I bought with a credit card?"
"My wife consistently overdrafts her bank account. How do I deal with this?"
"Should I prioritize building my emergency fund over retirement savings and paying off my home?".

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