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Q&A: We Just Had a Baby and Lost Half Our Income

Afford Anything

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Navigating Investment Choices and Personal Values

This chapter explores the complexities of investing $7,000 annually with a focus on pre-retirement access, comparing Roth accounts and taxable brokerage options. The discussion delves into the psychological effects of financial decisions, emphasizing the balance between personal fulfillment and financial prudence. It underscores the importance of aligning spending with personal values and adapting to evolving identities, while also encouraging the use of financial therapists for deeper emotional insights.

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