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"There's a scene and it's a wonderful life where the main character runs a bank and then there's like a run on the bank," he said. "If you add up all the numbers in the spreadsheet or in the the accounting book or whatever it is, it's all fine ... It's just that money wasn't there right now mm-hmm" He added: "Imagine if instead he took all that money and then lit it on fire and then people came and asked for it back."