2min chapter

The YNAB Podcast cover image

Jesse Chats with a Guy Who Has Never Used a Credit Card

The YNAB Podcast

CHAPTER

The Psychological Effects of Borrowing Money

"I really want to get people to start saying instead of saying like, I bought groceries on a card. That's a common phrase or I used my card to grab some groceries," he says. "The credit card companies have done a really good job of not talking about how you're borrowing money." He adds that the whole system is only benefiting a small group of people and we need to consider it.

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