Tokenized Deposits and the Regulated Liability Network Concept vs. Stablecoins as digital Cheques
In this episode of Bitcoin, Fiat & Rock’n’Roll, hosts Manuel Klein and Stefan Grasmann welcome Tony McLaughlin – a leading voice in the future of digital finance. Formerly known for his work on the Regulated Liability Network (RLN), Tony shares the story behind his dramatic pivot toward public blockchains and stablecoins. What changed his mind? A post-election “Thanos snap” moment, as he calls it.
The conversation dives deep into the evolution of payments, from travelers checks to programmable digital money. Tony draws bold parallels between stablecoins and historical instruments, discusses the challenges of adoption in traditional finance, and explains the mission behind his new initiative: Ubix, a stablecoin clearing network.
Whether you’re a crypto enthusiast, fintech strategist, or policymaker, this episode will challenge your assumptions and expand your view on the intersection of blockchain and traditional finance.
Highlights:
• Why stablecoins are more than digital cash
• The fallacy of private blockchain adoption
• The “Pokemon strategy” for banks
• Stablecoins as the general-purpose technology for money
• How public infrastructure could reshape the financial system
Bitcoin, Fiat & Rock'n'Roll Website
Bitcoin, Fiat & Rock'n'Roll Telegram Channel
Relai*: Buy Bitcoin with Relai – you can do a one-time purchase or savings plan: Click here. Use the referral code "ROCK" to reduce tSransaction fees by 0.1% while supporting Bitcoin, Fiat & Rock'n'Roll.
Value4Value Podcast Streaming: Support our podcast by listening to our episodes on the Fountain Podcast App. This way, if you wish, you can support us "Value4Value" while listening to the podcast. You can find us on the Fountain Podcast App here: Click here
Disclaimer: The content of this podcast reflects the private opinions of the hosts, serves exclusively for general information purposes and does not constitute investment advice. Always remember: Do your own research - inform yourself before making any investment decisions, such as buying Bitcoin. First try to understand what Bitcoin is and how to store it. This podcast does not provide financial advice. Note that the co-hosts might be invested in crypto assets. Read more on our website: Click here
All links marked with "*" are affiliate links. If you use these links for purchase, the podcast receives a small share of the revenue without any additional costs to you. On the contrary, affiliate links often include discount promotions, so you can even save money. We would appreciate it if you use these links to support us. Thank you very much!
