Introduction

If you and your household need six months of living expenses in an emergency fund, then that emergency fund needs to stay true liquid cash. All of your emergency fund is therefore an emergency. It's supposed to be there when emergencies come. Let's move on to the next question from Kevo45. He says, if I have six months saved in a money market as an emergency fund,. wouldn't be prudent to invest a portion of it in a growth and income fund? These funds are not as volatile and have dividends.