How Do We Allocate Our Household Capital for Saving for Retirement?

To save for retirement, most of us have multiple vehicles at our disposal. The order in which we fund these accounts actually matters. Morningstar's Christine Bens and Susan Jubinski explain how this works.

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Episode notes

Later this year, Vanguard’s hybrid ETF/MF patent is expiring, and this is likely to affect the fund market. We’re positive on Kraft Heinz and Cisco but expect Roku to lose money for a second straight year in 2023. And finally, to save for retirement, most of us have multiple vehicles at our disposal, including IRAs and 401(k)s. The order in which we fund these accounts matters. Find out more in this week’s episode.

Timestamps

00:06 Introduction

00:36 Kraft Heinz shakes off pressure from inflation

01:27 Roku exceeds Q4 expectations

02:29 Cisco Systems’ core networking business leads the way

03:27 Vanguard’s Unique Mutual Fund/ETF Structure

04:04 In your opinion, what will be the likely impact of this patent expiring on the U.S. ETF space?

04:57 How does this hybrid structure work, and what are some of its benefits

06:01 On the other hand, what are some of the disadvantages, or drawbacks of the structure?

07:31 What does this hybrid structure mean for investors, especially from a tax point of view?

09:31 How to Make the Most of Your Retirement

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