People should be able to build in places where ther are good jobs and a low risk of climagin gott that woud be geting. Buti, you know, if i could wave a magic wand, i'd put a lot of red woods back and get rid of those eucalyptus i the, you know. So there's just some that's a long term solution. And what mean practically for you, you basically are responsible if that house burns down.